These forms can be used to transfer assets, make distributions, adjust allocations & more. These companies have also received additional financial strength ratings from other rating agencies.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. The HealthyMind (Headspace), Hotels.com and Amazon Prime benefits are not available in New York. In New York, entertainment, shopping, and travel rewards are not available and are replaced by healthy living and active lifestyle rewards. To help lighten the load, we’re excited to introduce Camp Manulife / John Hancock: a virtual summer camp designed to encourage learning and fun while celebrating our values and supporting our communities. John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy. Lapse or surrender of a policy with a loan may cause the recognition of taxable income. The HealthyMind (Headspace), Hotels.com and Amazon Prime benefits are not available in New York. Amazon Prime membership available to Vitality PLUS members who have reached Platinum Status for three consecutive program years.You must redeem your Amazon Prime Membership Code and agree to the Amazon Prime Terms and Conditions to qualify for Amazon Prime membership. Your Amazon Prime membership automatically renews for the membership fee in effect at the time of renewal plus applicable taxes. Rated among the strongest in the industry by A.M. Best, we’re here when you need us. In New York, entertainment, shopping, and travel rewards are not available and are replaced by healthy living and active lifestyle rewards. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. Financial Rating John Hancock Life and Long-term care insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York); and in New York by John Hancock Life Insurance Company of New York, Valhalla, NY 10595 (Life insurance) and John Hancock Life & Health Insurance Company, Boston, MA 02116 (Long-term care insurance). Learn how you can save time and money, plus earn rewards for your healthy habits! Additionally, policies classified as modified endowment contracts may be subject to tax when a loan or withdrawal is made. In New York, John Hancock Annuities are issued by John Hancock Life Insurance Company of New York, Valhalla, NY 10595. *** Second highest of 13 ratings (superior ability to meet ongoing insurance obligations). Financial strength rating is current as of October 1, 2019, is subject to change, and applies to John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York as a measure of each company's financial ability to pay claims and to honor any guarantees provided by the contract and any applicable optional riders. For more information about Amazon Prime, visit amazon.com/prime. Million For more information, please contact a John Hancock representative.

We know many of our employees are working hard to balance family life and work in this new normal. Apple Watch is a registered trademark of Apple Inc. All rights reserved.Vitality Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member) and the state where the insurance policy was issued. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates.Accessing a policy's potential cash value via loans and withdrawals will reduce the death benefit and the cash surrender value, and may cause the policy to lapse.
Billion Apple Watch is a registered trademark of Apple Inc. All rights reserved.Vitality Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member) and the state where the insurance policy was issued. * One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, certain bands and case materials. Product availability, features, benefits and costs may vary by state. Apple is not a participant in or sponsor of this promotion. Amazon Prime membership available to Vitality PLUS members who have reached Platinum Status for three consecutive program years.You must redeem your Amazon Prime Membership Code and agree to the Amazon Prime Terms and Conditions to qualify for Amazon Prime membership. ** Amazon Prime Membership Codes cannot be transferred or resold. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates.Accessing a policy's potential cash value via loans and withdrawals will reduce the death benefit and the cash surrender value, and may cause the policy to lapse.

See how life insurance can help.When "we" becomes three (or four or five), your priorities change. Withdrawals in excess of the cost basis (premiums paid) will be subject to tax and certain withdrawals within the first 15 years may be subject to recapture tax. Premium savings over the life of the policy will vary based upon policy type, the terms of the policy, and the level of participation in the John Hancock Vitality PLUS program. Product availability, features, benefits and costs may vary by state. Amazon.com is not a sponsor of this promotion.